SpendWize – Guide to Wiser Consumer Decisions

February 9, 2011

Shopping for the Best Home Heating Oil Deals

Filed under: On A Budget,savings — admin @ 12:21 am
Heating Oil Image courtesy U.S. Army Environmental Command

Heating Oil Image courtesy U.S. Army Environmental Command

Paying for heating your home can get very expensive! With snow, sleet and ice during the colder months of winter, this cost of heating becomes a sizable chunk of the family budget . There are many different options when it comes to heating your home. One of these options includes heating oil. Heating oil is a fuel type that is most commonly used in the U.S. and Canada for the home and business.

Many people are finding gas furnaces and water heaters more efficient and easier to maintain than ones working on heating oil, but if changing your furnace to natural gas or propane (LPG) is not an option, we’d like to offer some tips on keeping the cost of heating with oil in check.

Unfortunately, you cannot control outside factors that contribute to the high price of heating oil. This is because the cost depends upon the natural supply and demand for crude oil in addition to any natural disasters that are going on at the time. For this reason, you may find that you are paying too much for heating oil, more than ever before! There are, however, things you can do when shopping for home heating oil in order to pay the lowest price. These things include the following: (more…)

Last posts in the forums section

Forum: Household Consumer Forum

Last post: Re: a problem with electric meters?
The often-stated case for smart meters (for electricity) is that they allow for time-of-use billing. In other words, the cost of electricity changes during the course of a day, and smart meters all...(more…)

Forum: Frugal Lifestyle

Last post: cheapo mattress pad type thing for van?
I've got an old 1969 van that we pretty much use for camping trips. I'll take my son and head out to a state park. In the past, we had some padding in there, but I had to clean all that old stu...(more…)

February 3, 2011

Bookkeeping and Tax Preparation on a Budget

Filed under: Accounting,On A Budget — admin @ 12:20 pm

1040EZ form
Finding the best way to handle your finances, whether it be for personal records or managing a small business, can be stressful. More often than not people get sucked into spending much more money than necessary on routine bookkeeping and tax preparation services. Luckily there are a lot of low cost, or even free, resources available to persons who are willing to spend the time to look for services and programs that allow for managing financial records and preparing tax documents. The best way to find the lowest cost option for personal or small business bookkeeping and tax preparation solutions is to research several options and evaluate their unique costs in relation to pros and cons for each different option. (more…)

February 1, 2011

Continuing Your Education on a Budget

Filed under: On A Budget — admin @ 5:17 pm

Continuing Adult Education

Continuing Adult Education - image copyright Phil Sexton

It’s very well-known that the benefits of earning an advanced degree include opportunities such as greater job prospects and higher lifetime earnings; however, the high cost of pursuing a continued education can be a huge deterrent to some individuals. Whether you are a recent high school graduate or someone slightly older interested in a continued education, finding learning options that fit within a limited budget is entirely possible. There are a lot of opportunities out there for individuals who are willing to take the time to research the different options available to them and select the ones that fit within their budget. (more…)

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