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	<title>SpendWize - Guide to Wiser Consumer Decisions</title>
	<link>http://www.spendwize.com</link>
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		<title>Shopping for the Best Home Heating Oil Deals</title>
		<description><![CDATA[Paying for heating your home can get very expensive! With snow, sleet and ice during the colder months of winter, this cost of heating becomes a sizable chunk of the family budget . There are many different options when it comes to heating your home. One of these options includes heating oil. Heating oil is [...]]]></description>
		<link>http://www.spendwize.com/archives/shopping_heating_oil</link>
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		<title>Bookkeeping and Tax Preparation on a Budget</title>
		<description><![CDATA[Finding the best way to handle your finances, whether it be for personal records or managing a small business, can be stressful. More often than not people get sucked into spending much more money than necessary on routine bookkeeping and tax preparation services. Luckily there are a lot of low cost, or even free, resources [...]]]></description>
		<link>http://www.spendwize.com/archives/bookkeeping-and-tax-preparation-on-a-budget</link>
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		<title>Continuing Your Education on a Budget</title>
		<description><![CDATA[It’s very well-known that the benefits of earning an advanced degree include opportunities such as greater job prospects and higher lifetime earnings; however, the high cost of pursuing a continued education can be a huge deterrent to some individuals. Whether you are a recent high school graduate or someone slightly older interested in a continued [...]]]></description>
		<link>http://www.spendwize.com/archives/continuing-your-education-on-a-budget</link>
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		<title>Types of Bookkeeping Services: Cost vs. Functionality</title>
		<description><![CDATA[There are three general ways that an individual can go about managing their bookkeeping. In each category there are numerous ways to go about each method, some of which will be discussed here. Additionally, each method has its own pros and cons, which will also be discussed. Using a Ledger In order of ascending cost, [...]]]></description>
		<link>http://www.spendwize.com/archives/types-of-bookkeeping-services-cost-vs-functionality</link>
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		<title>Buying Books on a Budget</title>
		<description><![CDATA[Books are a great way to entertain yourself, expand your education, and even add to a hobby or collection. Unfortunately, books can be expensive. Whether you need to purchase books for school or for pleasure, you will want to try to find ways to save money. Fortunately, today’s world of technology allows many great ways [...]]]></description>
		<link>http://www.spendwize.com/archives/buying-books-on-a-budget</link>
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		<title>&#8220;Overdraft Protection&#8221;. Protection, really?</title>
		<description><![CDATA[So, where does good marketing end and deception begin? Or do we need yet another piece of regulation to prevent banks from harming their own customers, this time calling it &#8220;protection&#8221;? There has been a constant barrage of letters from banks I use asking me to opt into this program since after Financial Reform Bill [...]]]></description>
		<link>http://www.spendwize.com/archives/overdraft-protection-protection-really</link>
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		<title>Health Care, Anyone?</title>
		<description><![CDATA[I really get frustrated at the number of people who are so easily misled by terminology when a group with a specific agenda puts a spin on it to rile up the populace. Case in point- &#8220;Public Option&#8221;. Look, it doesn&#8217;t mean that the government is taking over the health-care system! And if there IS [...]]]></description>
		<link>http://www.spendwize.com/archives/health-care-anyone</link>
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		<title>Gas Prices</title>
		<description><![CDATA[Watching the price of gasoline lately is like watching kids on a see-saw. It seems to me that the only factor which is fairly constant in determining which way the prices go is how much outcry there is from the public. So &#8211; c&#8217;mon people &#8211; let&#8217;s keep making some noise!]]></description>
		<link>http://www.spendwize.com/archives/gas-prices</link>
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		<title>E-Bay/Paypal : Buyer Beware</title>
		<description><![CDATA[I was surfing thru Craig&#8217;s List recently, looking for a used car . There were 2 scam themes which became readily apparent. The first was the divorcee who got a car as part of her settlement but doesn&#8217;t need a 2nd car so she&#8217;ll let it go for a song. The second was the military [...]]]></description>
		<link>http://www.spendwize.com/archives/e-baypaypal-buyer-beware</link>
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		<title>To our Readers</title>
		<description><![CDATA[Re: Frugal Living We value your visits to our web-site . But please understand that this site was established primarily for the exchange of ideas and not to promote sales at YOUR web-sites. And so those of you who sign on simply to post links to promote your own merchandise will be removed as expediently [...]]]></description>
		<link>http://www.spendwize.com/archives/to-our-readers</link>
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