On Sun, 22 Mar 2009 06:48:21 +1100, "Rod Speed"
>mcfl wrote:
>> SmartMoney.com: http://atu.ca/WastingMoney
>I dont waste money on any of those.
Did the honeymoon rate you scored for car insurance a while back
vapourise?
That's the only one of those wasters I spend money on but I only have
3rd party property coverage so whatever I hit is covered. I'm not
actually too comfortable with full insurance, it takes the power of
controlling repair or choice away.
I've never had an overdraft or run into fees related to it. Gyms make
no sense to me. I refuse out of principle to ever buy bottled water,
though I do buy demineralised water for the car.
Organic produce goes against my beliefs, though I have bought some
when it's priced below normal stuff.
I almost never use normal warranties even when problems occur, it can
be difficult to do when you buy online or even travel to a major town
to purchase. Extended warranty for me would just be money wasted.
Pay for music? yeah right, this is usenet, look around.
Jim... wrote
>> mcfl wrote:
>>> SmartMoney.com: http://atu.ca/WastingMoney
>> I dont waste money on any of those.
> Did the honeymoon rate you scored for car insurance a while back vapourise?
Nope. Bit weird actually, its significantly cheaper to get a new policy every
year than to renew. I never could get any sensible answer on why when I
did check with an ape on the phone whether there was any downside with that.
They appear to do it that way to try to suck in more customers,
they offer a lower price with new policys than with renewals.
> That's the only one of those wasters I spend money on but I only
> have 3rd party property coverage so whatever I hit is covered.
> I'm not actually too comfortable with full insurance, it takes
> the power of controlling repair or choice away.
I really only bothered with it because we do have a significant number of
pickers and illegals around here and the last thing I wanted was to have
a new car written off and say the illegal deported so I couldnt get the
cost of a replacement out of them etc. The risk is very low, but since the
insurance was so cheap it was worth it for that very small risk.
> I've never had an overdraft or run into fees related to it.
Yeah, me neither and dont pay any interest on credit cards either.
> Gyms make no sense to me.
Yeah, fuck that, I walk around the streets. Not quite
as safe tho, we dont have footpaths here much.
> I refuse out of principle to ever buy bottled water,
Yeah, me too. I in fact bottle my own for the odd few ocassions where
I dont want to drink beer out of the house, just bottle tap water. Main
downside would be where grog isnt allowed, it wouldnt be that easy
to prove its just water without opening it since I put it in stubbys.
Could use the PETs instead if thats ever a problem, but I
dont go to the sort of big event where grog is banned anyway.
Last time I did it was the Temora Air Show where they had the FA18s.
> though I do buy demineralised water for the car.
I used to, havent done it with the new car yet tho.
> Organic produce goes against my beliefs,
Yeah, me too. Just got some potatoes from the neighbour in
return for setting up their new laptop, that I noticed lasted a
hell of a lot longer than the bags of them I get at Woolys etc,
havent gotten around to asking them where they came from.
> though I have bought some when it's priced below normal stuff.
Havent noticed any of those myself. I do buy almost entirely on price.
> I almost never use normal warranties even when problems occur, it can be
> difficult to do when you buy online or even travel to a major town to purchase.
I normally do claim on warrantys. Did very well with a decent Logitech
Cordless MX Duo. It did eventually die and they couldnt replace it with
a mouse with anything like the same button arrangement, so they gave
me a full refund. Which essentially meant that I had the use of it for 5
years for just the loss of interest on the purchase amount.
That was with a net order, from Briz. I just had to post the dead one back.
> Extended warranty for me would just be money wasted.
I did get an extended warranty on the fridge, but that was because it was so
cheap.
> Pay for music? yeah right, this is usenet, look around.
Yeah, havent paid for music for decades, quite literally.
Never bought a DVD in my life.