Posted by me on July 31, 2006, 11:43 am
Went and talked to local insurance agent Friday
afternoon abt private health insurance so I can quit
work and go back to college
He was pretty upbeat on an HSA in conjunction with
catastrophic plan
Said I could get a $5000 deduct catastrophic plan for
abt $100 month
Then start and fund an HSA so that it has $5000 in it.
Anyone doing this?
Especially the HSA part?
Posted by hchickpea on July 31, 2006, 12:02 pm
me@privacy.net wrote:
>Went and talked to local insurance agent Friday
>afternoon abt private health insurance so I can quit
>work and go back to college
>He was pretty upbeat on an HSA in conjunction with
>catastrophic plan
>Said I could get a $5000 deduct catastrophic plan for
>abt $100 month
>Then start and fund an HSA so that it has $5000 in it.
>Anyone doing this?
>Especially the HSA part?
Not as a HSA per se, because it makes sense to me to have an emergency
fund that can be used for any emergency without excess paperwork. Its
none of the government's business what I consider to be an emergency.
Posted by me on July 31, 2006, 12:26 pm
hchickpea@hotmail.com wrote:
>Not as a HSA per se, because it makes sense to me to have an emergency
>fund that can be used for any emergency without excess paperwork. Its
>none of the government's business what I consider to be an emergency.
Are you saying that one must fill out a bunch of
paperwork when "drawing" form the HSA account?
If yes...what kind of self insurance do you have?
Just $5000 in T bills or something?
Posted by hchickpea on July 31, 2006, 1:02 pm
me@privacy.net wrote:
>hchickpea@hotmail.com wrote:
>>Not as a HSA per se, because it makes sense to me to have an emergency
>>fund that can be used for any emergency without excess paperwork. Its
>>none of the government's business what I consider to be an emergency.
>Are you saying that one must fill out a bunch of
>paperwork when "drawing" form the HSA account?
>If yes...what kind of self insurance do you have?
>Just $5000 in T bills or something?
Any emergency fund needs to be immediately available in an emergency
without penalty. Think more along the lines of an emigrantdirect
savings account for the basic amount. Anything more than that can be
invested as you see fit.
Posted by me on July 31, 2006, 1:34 pm
hchickpea@hotmail.com wrote:
>Any emergency fund needs to be immediately available in an emergency
>without penalty. Think more along the lines of an emigrantdirect
>savings account for the basic amount. Anything more than that can be
>invested as you see fit.
Understand
But to you the tax 'advantages" of an HSA mean nothing?
Trying to learn something here..is all
XML site map
>afternoon abt private health insurance so I can quit
>work and go back to college
>He was pretty upbeat on an HSA in conjunction with
>catastrophic plan
>Said I could get a $5000 deduct catastrophic plan for
>abt $100 month
>Then start and fund an HSA so that it has $5000 in it.
>Anyone doing this?
>Especially the HSA part?