Posted by Rod Speed on September 30, 2006, 1:21 pm
>>>>>>> seerialmom@yahoo.com wrote
>>>>>>>> rick++ wrote
>>>>>>>>> Borrowing money to buy a car is not frugal.
>>>>>>>> Which was why I originally put 7G's down and then paid off the
>>>>>>>> loan before the first payment was due. I agree with you
>>>>>>>> though; normally I buy used cars but having never owned a
>>>>>>>> brand new car in my life I wanted to try it once. I still went frugal
>>>>>>>> though: Toyota Yaris hatchback...the cheapest Toyota I could get.
>>>>>>> innnteresting...
>>>>>>> i put down $5k on a scion xA, paid the $9836 balance on the
>>>>>>> first payment. i looked at the yaris, and in order to get the
>>>>>>> "power package" i wanted, it would have been about the same
>>>>>>> price. so i got 2 extra doors, AND everything i wanted, standard.
>>>>>> I got a Hyundai Getz, the 5 door version hatchback, mainly
>>>>>> because I like large dogs and hate them slobbering down
>>>>>> the back of my neck in summer with 3 door cars.
>>>>> Good choice. Hyundai have become the quality benchmark for cars
>>>>> this decade.
>>>> Yeah, looks like they will become what Jap cars were in the 70s.
>>>>> I'll bet it doesn't even have a rattle after 5 years. Just
>>>>> remember that like most engines these days it's an interference
>>>>> engine and will need the timing belt replaced at 100k km.
>>>> Yeah, got that on the list. Gunna be interesting to see how
>>>> long it takes tho, I doubt I'll be doing that many km anymore.
>>> yeah very likely you'll never get there now. I drive Much less now
>>> than i used to, it isn't frugal and i've seen plenty of places now.
>>> Prolly still pay to replace the belt after 5 or so years anyway.
>> Yeah, good point, and the manual does specify that too. 72 months actually.
> Pity most people never read it.
> Make sure you read the bit about using 5th gear. You can kill a
> gearbox by using it at too low a speed or under load, and many do.
Doesnt say anything about it in the manual.
>>>>> Amazing how many people ignore that cheap insurance and
>>>>> destroy their engine. Anyway unlike many other cars at least
>>>>> there's no history of early belt failure with that engine.
>>>> Yeah, that's the other reason I went for that one,
>>>> a mate of mine thats been in the car industry for
>>>> decades didnt have anything bad to say about it.
>>> Still plenty of people who bad mouth them for no more reason than
>>> they're Korean. When i got the towbar fitted to my 2001 Accent years
>>> ago the wrecker at Charters Towers who did the job was almost
>>> bitching that he had 3 Hyundai engines that had been waiting ages
>>> to find a buyer. Meanwhile he could shift heaps of other cars engines.
>>> Pity they don't import a diesel model. Most normal drivers would
>>> never notice any drop in power but would sure enjoy better economy.
>> Yeah, I would have got one if it was optional. Noticed someone was
>> offering to rent one fitted for LPG when I was chasing up the prices
>> etc. Dunno what that would do for the space inside tho. The local
>> taxis all run on LPG now. Likely hard to justify the capital cost
>> for me tho.
> The new $2000 government handout to people fitting it is a good sweetener
> but the loss of space in a Getz will suck the fun right out of having it.
Yeah, that's what I meant. No big deal in the taxis, just reduces
the boot space a bit, but not very practical in a hatch where you
cant have the large flat area with the back seats folded right
forward behind the front seats, quite apart from the loss of space.
> I'd love to get it fitted to my diesel if i can find a
> place to do it for not much more than the handout.
Yeah, gunna be interesting to see how many jack up the price
now that there's that subsidy and a big shortage of installers.
> LPG can be quite a good economy boost
> in diesels by burning more efficiently.
>>> Although with sensible driving you can expect to return
>>> about 6l/100km when the air conditioner is off. add
>>> another 2 to that if like me you use it most of the year.
>> I havent used it myself yet, and we have
>> had a couple of 30C days already.
>> I tend to like it warmer than most people and dont even turn the
>> cooler on for the house until the temp inside the house is over 30C.
> I'd soon become poor if i turned the AC on at only 30°,
> however with our extra humidity here it can be quite
> uncomfortable when only a few more degrees above that.
Yeah, never did like BrizVegas at those temps.
> It tends to be always hot in the car due to its exposure to the
> sun and modern cars aren't much fun with the window down,
This one is fine with the drivers window down.
Get one hell of a buffet effect at 100Kish with the rear windows
down, havent had a look at some sort of weather shield to fix that.
Dont currently have a dog, so its completely academic currently.
> so the AC is on most of the time when i drive. You'll notice
> how designs have changed over the years if compare the
> noise in that Getz with the window down vs up.
Its quite acceptible with the driver's window, tho noticeably noisier.
Posted by Jimington on September 30, 2006, 2:08 pm
On Sat, 30 Sep 2006 13:21:31 +1000, "Rod Speed"
>>>>>>>> seerialmom@yahoo.com wrote
>>>>>>>>> rick++ wrote
>>>>>>>>>> Borrowing money to buy a car is not frugal.
>>>>>>>>> Which was why I originally put 7G's down and then paid off the
>>>>>>>>> loan before the first payment was due. I agree with you
>>>>>>>>> though; normally I buy used cars but having never owned a
>>>>>>>>> brand new car in my life I wanted to try it once. I still went frugal
>>>>>>>>> though: Toyota Yaris hatchback...the cheapest Toyota I could get.
>>>>>>>> innnteresting...
>>>>>>>> i put down $5k on a scion xA, paid the $9836 balance on the
>>>>>>>> first payment. i looked at the yaris, and in order to get the
>>>>>>>> "power package" i wanted, it would have been about the same
>>>>>>>> price. so i got 2 extra doors, AND everything i wanted, standard.
>>>>>>> I got a Hyundai Getz, the 5 door version hatchback, mainly
>>>>>>> because I like large dogs and hate them slobbering down
>>>>>>> the back of my neck in summer with 3 door cars.
>>>>>> Good choice. Hyundai have become the quality benchmark for cars
>>>>>> this decade.
>>>>> Yeah, looks like they will become what Jap cars were in the 70s.
>>>>>> I'll bet it doesn't even have a rattle after 5 years. Just
>>>>>> remember that like most engines these days it's an interference
>>>>>> engine and will need the timing belt replaced at 100k km.
>>>>> Yeah, got that on the list. Gunna be interesting to see how
>>>>> long it takes tho, I doubt I'll be doing that many km anymore.
>>>> yeah very likely you'll never get there now. I drive Much less now
>>>> than i used to, it isn't frugal and i've seen plenty of places now.
>>>> Prolly still pay to replace the belt after 5 or so years anyway.
>>> Yeah, good point, and the manual does specify that too. 72 months actually.
>> Pity most people never read it.
>> Make sure you read the bit about using 5th gear. You can kill a
>> gearbox by using it at too low a speed or under load, and many do.
>Doesnt say anything about it in the manual.
It did in the manual for my 2001 Accent. It advised not to use it
below 75km/h or when towing. Maybe they've upgraded the box or haven't
had enough failures to warrant caring about it anymore.
Oil supply at low rotational speeds is i believe the villain that can
ruin many a cars gearbox.
>>>>>> Amazing how many people ignore that cheap insurance and
>>>>>> destroy their engine. Anyway unlike many other cars at least
>>>>>> there's no history of early belt failure with that engine.
>>>>> Yeah, that's the other reason I went for that one,
>>>>> a mate of mine thats been in the car industry for
>>>>> decades didnt have anything bad to say about it.
>>>> Still plenty of people who bad mouth them for no more reason than
>>>> they're Korean. When i got the towbar fitted to my 2001 Accent years
>>>> ago the wrecker at Charters Towers who did the job was almost
>>>> bitching that he had 3 Hyundai engines that had been waiting ages
>>>> to find a buyer. Meanwhile he could shift heaps of other cars engines.
>>>> Pity they don't import a diesel model. Most normal drivers would
>>>> never notice any drop in power but would sure enjoy better economy.
>>> Yeah, I would have got one if it was optional. Noticed someone was
>>> offering to rent one fitted for LPG when I was chasing up the prices
>>> etc. Dunno what that would do for the space inside tho. The local
>>> taxis all run on LPG now. Likely hard to justify the capital cost
>>> for me tho.
>> The new $2000 government handout to people fitting it is a good sweetener
>> but the loss of space in a Getz will suck the fun right out of having it.
>Yeah, that's what I meant. No big deal in the taxis, just reduces
>the boot space a bit, but not very practical in a hatch where you
>cant have the large flat area with the back seats folded right
>forward behind the front seats, quite apart from the loss of space.
>> I'd love to get it fitted to my diesel if i can find a
>> place to do it for not much more than the handout.
>Yeah, gunna be interesting to see how many jack up the price
>now that there's that subsidy and a big shortage of installers.
Luckily oil has dropped a bit recently, so that may ease the rush a
bit.
>> LPG can be quite a good economy boost
>> in diesels by burning more efficiently.
>>>> Although with sensible driving you can expect to return
>>>> about 6l/100km when the air conditioner is off. add
>>>> another 2 to that if like me you use it most of the year.
>>> I havent used it myself yet, and we have
>>> had a couple of 30C days already.
A good habit to have is to give it a blast for a minute or so weekly
even in winter.
>>> I tend to like it warmer than most people and dont even turn the
>>> cooler on for the house until the temp inside the house is over 30C.
>> I'd soon become poor if i turned the AC on at only 30°,
>> however with our extra humidity here it can be quite
>> uncomfortable when only a few more degrees above that.
>Yeah, never did like BrizVegas at those temps.
Yeah it's not unlike our weather. Even though your weather is hotter,
the lower humidity makes it pretty easy to take.
>> It tends to be always hot in the car due to its exposure to the
>> sun and modern cars aren't much fun with the window down,
>This one is fine with the drivers window down.
>Get one hell of a buffet effect at 100Kish with the rear windows
>down, havent had a look at some sort of weather shield to fix that.
>Dont currently have a dog, so its completely academic currently.
>> so the AC is on most of the time when i drive. You'll notice
>> how designs have changed over the years if compare the
>> noise in that Getz with the window down vs up.
>Its quite acceptible with the driver's window, tho noticeably noisier.
Yeah that's it. opening the window makes you realise just how quiet
cars have become over the years. You'll notice why if you ever take
the effort to wash it (not something i ever make a habit of doing).
They don't have any edges and bumpy things on cars now, everythings a
smooth line, even the headlights blend into the bodywork.
Posted by Rod Speed on September 29, 2006, 5:16 am
> Borrowing money to buy a car is not frugal.
It can be, most obviously with the very low interest rates.
Posted by SoCalMike on September 29, 2006, 12:22 pm
rick++ wrote:
> Borrowing money to buy a car is not frugal.
>
period, end of story :)
the absolute cheapest way, of course, is buy a used low mileage japanese
car from a private party that has owned it since new.
i sold my 1998 civic hatch with 52k miles on ebay for $5500.
i got a good deal, and they got a car that will run another 150k miles
with regular maintenance.
Posted by Chloe on September 30, 2006, 12:05 am
> rick++ wrote:
>> Borrowing money to buy a car is not frugal.
>>
> period, end of story :)
<snip>
I got rid of an 8 year old gas guzzler a year and a half ago--primarily
because being immobilized by a couple of snowstorms convinced me I needed
something with all-wheel drive. I also got one of those 1.9 percent
financing deals. With what's happened with the price of gas, and the reality
of repairs on a car the age of the one I had, I suspect I made the frugal
choice by buying, rather than waiting several more years and saving up the
money to pay cash. (I had planned to drive the first car a while longer,
before I realized the magnitude of the snow problem.)
At any rate, I'm comfortable with my choice as a financially responsible
one.
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>>>>>>>> rick++ wrote
>>>>>>>>> Borrowing money to buy a car is not frugal.
>>>>>>>> Which was why I originally put 7G's down and then paid off the
>>>>>>>> loan before the first payment was due. I agree with you
>>>>>>>> though; normally I buy used cars but having never owned a
>>>>>>>> brand new car in my life I wanted to try it once. I still went frugal
>>>>>>>> though: Toyota Yaris hatchback...the cheapest Toyota I could get.
>>>>>>> innnteresting...
>>>>>>> i put down $5k on a scion xA, paid the $9836 balance on the
>>>>>>> first payment. i looked at the yaris, and in order to get the
>>>>>>> "power package" i wanted, it would have been about the same
>>>>>>> price. so i got 2 extra doors, AND everything i wanted, standard.
>>>>>> I got a Hyundai Getz, the 5 door version hatchback, mainly
>>>>>> because I like large dogs and hate them slobbering down
>>>>>> the back of my neck in summer with 3 door cars.
>>>>> Good choice. Hyundai have become the quality benchmark for cars
>>>>> this decade.
>>>> Yeah, looks like they will become what Jap cars were in the 70s.
>>>>> I'll bet it doesn't even have a rattle after 5 years. Just
>>>>> remember that like most engines these days it's an interference
>>>>> engine and will need the timing belt replaced at 100k km.
>>>> Yeah, got that on the list. Gunna be interesting to see how
>>>> long it takes tho, I doubt I'll be doing that many km anymore.
>>> yeah very likely you'll never get there now. I drive Much less now
>>> than i used to, it isn't frugal and i've seen plenty of places now.
>>> Prolly still pay to replace the belt after 5 or so years anyway.
>> Yeah, good point, and the manual does specify that too. 72 months actually.
> Pity most people never read it.
> Make sure you read the bit about using 5th gear. You can kill a
> gearbox by using it at too low a speed or under load, and many do.