Debit card article in Reader's Digest

 Anyone read the article warning people about debit cards in the new RD?  
Here's the website version, looks like the same one:

http://www.rd.com/content/debit-card-traps-and-fees-to-avoid/
I was surprised at the growing popularity of debit cards, I thought most
people were getting into trouble with credit cards.

J.

  imascot wrote:

Debit cards are extremely dangerous. Never allow any business access to
your checking account. Never let a debit card out of your sight, i.e. to
pay a restaurant bill where they take it from you.

It's amazing that anyone uses a debit card at all. You get none of the
consumer protections you get with a credit card, you don't get the
rewards programs that credit cards offer, and you risk losing your
entire checking account balance.

You can get a non-Visa, non-Mastercard, plain ATM card from your bank,
but you have to request it explicitly because otherwise they'll
automatically send you the type that can be used at most places that
accept credit cards.

 On Tue, 18 Dec 2007 20:40:25 -0800, George Grapman


Are you sure they are not just illegal aliens without a bank account?

Given that your employer has your social security number and all sorts
of other personal information about you, pulling your credit report
and finding out ALL of your account numbers is trivial. Surely
everyone knows this? Why would anyone bother to try to hide their
checking account number from their employer?

 On Wed, 19 Dec 2007 07:38:16 -0800 (PST), sfgeorge


So these people are just dumb. :)

 Scott in SoCal wrote:

    Some otherwise smart people can be dumb about one or two things.