Has any been ask to show id with your picture on your credit or debit card?

 Has any been ask to show id with your picture on your credit or debit
card?  If so, what happen?


Greg Rozelle

  All of my cards are signed

CHECK ID

Including the one with my mug on it.  The clerks who fail to check my
ID (ie, they flip the card and verify that *something* has been
written in the sig strip but not *what* is there) get any of several
mini-lectures from me ranging from "I'm sorry, do I know your mother
and I've rudely forgotten who you are but you know me?" to "Please,
would you mind noticing that my card says "CHECK ID" as I've been a
past victim of identity theft?"

Which mini-lecture depends on the age of the clerk, obviously.
Youngsters (who are getting younger every year even though I'm pretty
much the same age I was when I graduated from college) get the first
treatment.  Elders get the second, polite comment.  Whichever the
case, a clerk who has seen me once checks my ID the next time :D

+++++++++++++

Reply to the list as I do not publish an email address to USENET.
This practice has cut my spam by more than 95%.  
Of course, I did have to abandon a perfectly good email account...

 
Clerks certainly have to put up with lot of rudeness.

Maybe they should lecture *you* that the back of the credit card is
supposed to be signed and they are instructed not to process the transaction
unless you do sign it.

http://www.scambusters.org/Scambusters80.html

Don

 spewed forth :


They certainly do.  I've been on that side of the counter, and if a
customer's card said CHECK ID you can damned well believe I checked
her ID because I'd get an ass-chewing later from the manager after HE
had HIS ass chewed by the customer.  Checking the signature means
doing a little more than flipping the card to look at the back for a
fraction of a second just to see if someone has written something on
the sig strip - it means looking at the signature, comparing it to the
name on the front, comparing it to the signature on the receipt,
asking for ID or calling a manager if something doesn't check out.

Too many large retailers have made it policy to NOT check ID because
they don't want to hassle with calling the cops when they catch
somebody trying to pass a stolen card.  If fewer retailers had this
unwritten policy and enforced ID their own posted ID requirements
there would be a little less bad debt out there floating around for
the rest of us to pay for through higher fees and interest rates.


That is of course the retailer's prerogative, but the making and
relaying to me of such a decision had better come from a manager, not
some 16yo who can't make change unless the register tells him how much
to hand back.  I expect to have my ID checked - the back of the card
instructs the clerk to CHECK ID; if a clerk can't read those two
simple words (hell, one isn't even a word, it's a fake acronym) and
understand their meaning there's a major problem out there in
retail-land.


I find it ironic that you're pointing  to a site (to bolster the "sign
your card" argument, I suppose?) which actually encourages and
condones my approach to the "signing of the card" issue.  Don't you?

My credit union (issuer of the card I use most frequently because I
glom some rebates for my son's school) endorses this method of
"authorizing" a card as well.  My friend who works there says they
have very few compromised cards during the past five years and that
every one of those few cardswas signed by the holder with his or her
usual signature.

So yeah, if a little rudeness on my part teaches a n00b clerk how to
properly check ID for a plastic transaction you can thank me later
when that same clerk remembers me and asks for ID when some crackhead
tries to pass your plastic.

+++++++++++++

Reply to the list as I do not publish an email address to USENET.
This practice has cut my spam by more than 95%.  
Of course, I did have to abandon a perfectly good email account...

 
about half the time i use it.  I have 'see photo ID' and i
want places to ask.