Posted by Karen Newton on November 4, 2006, 10:09 pm
Is once a year enough? Or too much?
Posted by Dave L on November 4, 2006, 10:41 pm
> Is once a year enough? Or too much?
Once a year is fine, unless you suspect fraud or identity theft.
-Dave
Posted by Rod Speed on November 4, 2006, 11:57 pm
Never.
> Is once a year enough? Or too much?
Posted by William Souden on November 5, 2006, 1:26 am
Rod Speed wrote:
> Never.
You have no credit to check, welfare boy.
Posted by John~ on November 5, 2006, 12:34 am
> Is once a year enough? Or too much?
You are entitled to one free credit report from each of the national
credit reporting agencies per year.
There are three national credit reporting agencies: Equifax, Experian,
and TransUnion. Get a 2007 calendar and on January 1 write, "Credit
Report--Equifax". On May 1 write, "Credit Report--Experian". On
September 1 write, "Credit Report--TransUnion." You can keep an eye on
your credit report all year for free by staggering the requests every
four months.
You can get them at http://www.annualcreditreport.com or by calling
1-877-322-8228.
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