Posted by summersongblues on March 25, 2007, 1:15 am
I am buying a small house not in the best shape but anyway. Never owed
a house before. Need your advice
The real estate guy is nice but how honest and smart he is - I don't
know.
What do I have to do to handle this purchase as best as possible.
What I know is that
1) I pay a deposit, (couple of thousands) and then monthly
installments. So, I need a contact for that and a receipt, right?
2) What do I need to make sure that I really get the house? I sign a
purchase agreement for the house? Who prepares it? Who signs it?
3) I pay the real estate guy or the owner? Or depends?
4) I need title insurance? When is the best to get it? Same day, I
purchase the house?
5) What about a warranty deed?
6) Do I have to go to local agencies to inform them that I am the
owner? Do I have to sign papers with them?
7) How can I find out if unpaid taxes or lien or other stuff is on the
property? And do I need an insurance against that too?
Did I forget something?
Joe
Posted by Drunkin-Clam on March 25, 2007, 6:01 am
summersongblues@yahoo.com wrote:
>I am buying a small house not in the best shape but anyway. Never owed
>a house before. Need your advice
>The real estate guy is nice but how honest and smart he is - I don't
>know.
>
While many realtors are quite trustworthy - they should never be trusted
100%. After all, their primary interest is the commission / sale & have
little to no responsibility after the sale is made (and little during
the sale).
>What do I have to do to handle this purchase as best as possible.
>What I know is that
>1) I pay a deposit, (couple of thousands) and then monthly
>installments. So, I need a contact for that and a receipt, right?
>
Evidently you are buying it direct - not getting a bank mortgage. See
an attorney to answer all your questions & he will take care of all the
legal matters. Best done BEFORE you hand over any money.
Posted by Drunkin-Clam on March 25, 2007, 6:03 am
summersongblues@yahoo.com wrote:
>I am buying a small house not in the best shape but anyway. Never owed
>a house before. Need your advice
>
dang - I just noticed this is a google poop posting - I should have
realized it was just some troll.
Posted by Annie Woughman on March 25, 2007, 3:59 pm
> summersongblues@yahoo.com wrote:
>>I am buying a small house not in the best shape but anyway. Never owed
>>a house before. Need your advice
>>
>>
> dang - I just noticed this is a google poop posting - I should have
> realized it was just some troll.
What is a google poop posting, and how do you tell?
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>a house before. Need your advice
>The real estate guy is nice but how honest and smart he is - I don't
>know.
>