What are three frugal things you did this year?

 I'll start:

1.  opened an account at ING
2.  bought a crockpot
3.  joined this group

  1) Switched from expanded to basic cable.  I dont watch that much TV.
Air reception is poor.
2) Switch from long distance to on demand cell phone.  1/3rd the price.
3) increased investments from 60% to 75% stocks.   Made a lot more this
year.

 1) Switched from expanded to basic cable.  I dont watch that much TV.
Air reception is poor.
2) Switch from long distance to on demand cell phone.  1/3rd the price.
3) increased investments from 60% to 75% stocks.   Made a lot more this
year.

 1. replaced a drafty old single glazed window with an airtight energy
efficient one.
2. paid for it with home depot no interest for 6 months credit
3. at 5 and a half months rolled the balance into a no interest for
one year balance transfer new credit card offer
4. paid that off 3 months later when a CD matured

okay, so the CD wasn't earning *much*, but it was earning more than
the zero that the short term credit was costing

I could have paid cash for the window the day I bought it, but I
decided to prepay some mortage principal instead - a choice that will
be saving me mortgage interest for the next 8 years!

now I remember why I put some money in CDs instead of just using every
last penny to prepay mortgage principal

 Karen Newton wrote:

1. Opened an account at ING
2. Kicked Cable TV to the curb
http://brontide.blogspot.com/2006/12/my-year-without-cable.html

3. Started walking to work on a semi-regular basis
4. Eating lunch at home several day a week
5. Placed limits on eating dinner out.

I did more, but those are the biggies.

-Eric