annual credit report

 

    Has anyone else had trouble getting their free annual credit report
online from Equifax?  For two years in a row now when I go to
annualcreditreport.com, I have no problem viewing and printing my report
from TransUnion or Experian but Equifax always says that it cannot give me
my report online at this time but I can request one by mail.  It does that
to my husband too.  In the FAQ section it says this might be because we have
a freeze on our credit reports or that we supplied inaccurate information.
This is not the case for either of us.  I am wondering if it is a ruse to
get people to buy their credit scores ($7.95) or sign up for their credit
protection stuff.  The first year this happened I did have them send it by
mail (which in my opinion is much riskier than just having a look at it on
line) but I refused to do it this time because I don't want all that
information going through the mail.
 

 

I used annualcreditreport.com earlier this year and got all three
reports with no issues.

-Brian

 




Hmmm.  I wish they had a phone number that would actually let you talk to a
live person.  I would like to get that fixed.  The first year we used it we
too got all three with no problem.  It has just been the last two years.
The only thing that we have done is opt out of the constant bombardment of
credit card offers--that shouldn't keep us from getting our
report--especially since it is only one of the three that we are having a
problem with.

 




here's a thought.  Are you waiting exactly 365 between requests?
 

 



I have requested my free annual credit report twice and I had no problem
at all getting it from any of the three credit reporting agencies.
Perhaps you can call Equifax to discuss this problem.