squaretrade warranty on refurbished - worth it?

 

  I am thinking of buying a refurbished digital camera on ecost.com.  They
are offering a 1 year warranty for about 13% of the cost of the camera, and
a 2 year warranty for about 20%.  Since it is refurbished, it would not come
with any warranty at all without this.

  Do any of you have any previous experience with squaretrade warranties?
In the past, I've stayed away from this sort of thing, but I've also had bad
luck with digital cameras - mine seem to die after 9-12 months.  This thing
is refurbished to begin with, and we will use it a lot (we have small kids),
so I'm wondering if there is a good chance of failure in the first year to
year & a half.  If it did fail, it would be worth it to have it rapaired or
whatever. (or do they just give you a check?)

 



I have had a few Squaretrade warranties, mostly for NEW cellphones
bought on eBay. I do have a Squaretrade warranty for a NEW digital
camera bought from eBay, but I have not needed to file a claim on that
warranty yet (fingers crossed). But I have filed claims for 2
cellphones bought on eBay. Squaretrade was no problem to deal with.
They even pay the shipping costs. They refund the cost you paid for
the item, minus the S & H you paid to the seller. I'm not sure what
all the options are for receiving payment from Squaretrade, but mine
were deposited into my Paypal account. As for refurbished items, I
cannot advise you on that. I can only tell you from my personal
experience with NEW items I bought. Squaretrade was never a problem
for me.