How "Damage Points" affect your FICO credit score

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Subject

Author

Date

How "Damage Points" affect your FICO credit score

Hiker

12-02-2009

Re: How "Damage Points" affect your FICO credit sc...

Scott in SoCal

12-02-2009

Posted by Hiker on December 2, 2009, 7:04 am

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http://www.theupperdeck.com/?p=352

One scenario is a little scary,

--

Posted by Scott in SoCal on December 2, 2009, 10:38 am

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>http://www.theupperdeck.com/?p=352

>One scenario is a little scary,

Lots of things affect your credit score in nonsensical ways. Closing
an account that you haven't used in years and don't really need should
RAISE your score - after all, you've already established a good track
record with that card and, with less open-to-buy, it's harder for you
to get into trouble, right? But no, closing that account will make
your score go DOWN.

Ridiculous!

Posted by enough on December 5, 2009, 5:16 am

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Thats why FICO and others klike them should be regulated to death,
not be allowed to play these moronic games, ans be hjeld CRIMINALY
liable for any screwups on their part. Also, it would help if
braindead robots in industry would stop buying into the FICO racket

Posted by krw on December 5, 2009, 10:28 am

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On Sat, 5 Dec 2009 02:16:04 -0800 (PST), enough

> Thats why FICO and others klike them should be regulated to death,

>not be allowed to play these moronic games, ans be hjeld CRIMINALY

>liable for any screwups on their part. Also, it would help if

>braindead robots in industry would stop buying into the FICO racket

Of course, it would also help if you paid your bills.

Posted by enough on December 6, 2009, 6:08 am

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Are they infallable? If not, are they held liable for potentialy
ruining someone's life?

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